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FACTSWHAT DOES FIRST NATIONAL BANK & TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Account Balances
  • Payment history and Transaction history
  • Credit history and Account transactions
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First National Bank & Trust Company chooses to share; and whether you can limit this sharing.

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Reasons we can share your personal informationDoes First National Bank & Trust Company share?Can you limit this sharing?
For our everyday business purposes
- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
- to offer our products and services to you
No We don’t share
For joint marketing with other financial companies No We don’t share
For our affiliates' everyday business purposes -
information about your transactions and experiences
No We don’t share
For our affiliates' everyday business purposes -
information about your creditworthiness
No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share

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Who We Are

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Who is providing this notice? First National Bank and Trust Company

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What We Do

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How does First National Bank & Trust Company protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to your personal and account information to those employees who need to know that information to provide products and services to you.
How does First National Bank & Trust Company collect my personal information? We collect your personal information, for example, when you
  • Open an account or Apply for a Loan
  • Deposit money or Provide Account Information
  • Pay your bills
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

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Definitions

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Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.

First National Bank & Trust Company does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.

First National Bank & Trust Company does not share with nonaffiliates so they can market to you
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

First National Bank & Trust Company doesn't jointly market.