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Savings & CDs

SAVINGS MADE SIMPLE

A vacation in the sun or a rainy day, whatever you use your savings account for, we’re here to make more rewarding!  Our accounts offer competitive interest rates with the peace of mind of FDIC insurance.  Explore options below to get started saving today!

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Account TypeOpening BalanceService ChargeInterestAdditional Features
Regular Savings $50 $5* Yes
  • 2 Free withdrawals per month
  • $1.00 per withdrawal after 2
  • Interest is accrued daily and paid monthly
  • Interest earned by keeping a $100.00 minimum daily balance
Savings Circus $20 $3** Yes
  • 2 Free withdrawals per month
  • Ages 0-18
  • $1.00 per withdrawal after 2
  • Interest is accrued daily and paid monthly
  • Interest earned by keeping a $20.00 minimum daily balance

*If balance falls below $100
**If balance falls below $20

CDs

Put your money to work with a Certificate of Deposit and earn a higher interest rate than a traditional savings account. CDs offer a great way to maximize your earning potential with a guaranteed return on your money.  Explore options below to get started saving today!

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  • Open with a minimum balance of $2,500
  • No maintenance fees
  • Available in terms from seven (7) days to forty-eight (48) months
  • Interest credited to your FNB account or other options
  • FDIC insured

View our Deposit Rates

*32 day – 48 Months automatically renews following a 10-day grace period after the maturity date.
  7 – 31 day automatically renews following a 1-day grace period after the maturity date. Additions not permitted during term of CD.