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Personal Checking

Your Checking, Your Choice

All Checking Accounts include the following benefits:

  • FREE Gift with Checking Account
  • FREE Debit Card with Real Time Alerts
  • FREE First Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking with Mobile Deposit
  • FREE eStatements
  • FREE Access 2400 banking by phone

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  • Notary Services
  • Text and E-mail alerts  (standard rates may apply)
  • Apple Pay
  • Buy back previous bank’s checks and debit cards

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Account TypeOpening BalanceService ChargeInterestAdditional Features
Simply Free Checking $50 $0 No
  • FREE first box of basic checks
  • Unlimited check writing
  • No minimum balance
Direct Interest Checking $50 $0 Yes
  • FREE first box of basic checks
  • Unlimited check writing
  • Competitive Interest
  • No minimum balance
50+ Interest Checking $50 $0 Yes
  • FREE first box of basic checks
  • Unlimited check writing
  • Competitive Interest
  • No minimum balance
Premium Interest Checking $50 $8* Yes
  • FREE basic checks for life
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
Money Market* $50*** $10** Yes
  • Higher balances earn higher rates
  • Competitive interest rates with a balance of $2,500 or more
  • $3.00 fee after six (6) debits each month

ROUND UP SAVINGS-automatically grow your savings! Round Up makes saving money simple and convenient by rounding up debit card transactions to the nearest dollar.  Enroll today by calling 844-348-8523 and ask for new accounts.

*Waived with $1,500 minimum daily balance
**Waived with a $2,500 minimum daily balance
***$50 opening deposit with 30 days to increase balance to $2,500 otherwise account goes to a Free Checking account.

View our Deposit Rates