Our History


On April 2, 1917, the Central National Bank of Okmulgee was granted their organizational certificate of banking.  Two of the bank’s original founding members were Wait Phillips, Oil Tycoon of Phillips Petroleum, and William Pine, a Republican in the Oklahoma House of Representatives.


Around 1929 the bank absorbed the old First National Bank in Okmulgee which was located at the northeast corner of 6th and Grand which would be our home for the next 50 plus years.


Central National Bank last remodeled was in 1965. Inset shown is of the motor bank, built after the bank’s name change to First National Bank on January 1, 1968.


In 1980 First National Bank moved from downtown Okmulgee to its newly built location at 610 E. 8th street. Once again, as financial institutions throughout the country closed during the collapse of the oil and gas industry, First National Bank & Trust persevered with the same strong and sound financial roots established by its founding fathers.


With the spirit of continued expansion FNB opened a full-service retail branch in the Okmulgee Wal-Mart Supercenter in 1995.  In the early 2000’s, the bank further expanded with acquisitions in Henryetta and Wewoka and the establishment of an insurance agency, First Community Insurance, to provide additional services to customers in our growing market.


bank employees celebrating 100 years of service


As we celebrate over 100 years of progressive service to our community, we look toward the future with a new full line of digital banking services for the digital age.


Our Core Values


People First

Making our customers – whether they be in person, by telephone or on-line; internal or external –
feel welcomed, satisfied, appreciated and important…always

Continuous Improvement

Continuous learning to expand knowledge of products and services; stay current of industry trends to meet our customers’ expectations


Maintaining positive attitudes foster a fun and productive environment


As bankers, our customers expect and depend on us to always have their best interests in mind


I am empowered to take care of our customers


With empowerment comes responsibility; I will be accountable for my decisions and actions