Commercial Accounts | First National Bank & Trust (Okmulgee, OK)

Business Checking & Savings Accounts

All FNB Business Checking and Savings accounts include the following:

  • FREE Business Debit Card with Real Time Alerts
  • FREE Online Banking 
  • FREE Bill Pay
  • FREE Mobile Banking with Mobile Deposit
  • FREE eStatements with online check images
  • FREE thank you gift
  • Coin counter
  • Night deposit
  • Remote Deposit
  • Buy back of your unused checks and debit cards from another financial institution

Compare Business Accounts

Account Type Opening BalanceMonthly Service ChargeMaintenance FeesAdditional Features
Simply Free
Business Checking



  • 1000 FREE monthly transaction items
  • No Minimum balance 
Business Interest Checking $50


Waived with a minimum daily balance of $1500


  • 1000 FREE monthly transaction items
  • Competitive interest
Commercial Checking $50


15¢ transaction items
  • Earnings credit allowance on deposit balances my offset activity fees
  • Coin and currency deposit just 50¢ per $1000
Savings Account $50


Waived with a minimum daily balance of $100

  • 2 free withdrawals per month, $1.00 per item after


Legal Changes for Business Owners

Due to an updated Bank Secrecy Act Regulation issued by the Financial Crime Enforcement Network (FinCEN), all Financial Institutions must obtain Beneficial Ownership information prior to a new account being established, on or after May 11, 2018. 

How will this impact your business?

Each time a new account is established, we will be required to ask for identifying information (name, address, date of birth, social security number, and identification documents) regarding the Beneficial Owners of your Legal Entity for:

  • Each individual that has 25% ownership or more; and/or,
  • Individual that has significant managerial control (e.g., President, VP, CEO, CFO, Treasurer, etc.); or any other individual who regularly performs similar functions.

The individual completing the form on behalf of the Legal Entity will be required to provide the above listed identifying information, and certify that this information is true and accurate to the best of their knowledge.

Remote Deposit



  • Scan and deposit checks right from your desktop

  • Make deposits anytime
  • Save time and money
  • Manage your account more efficiently
  • Improve profitability
  • Consolidate deposits from multiple locations
  • Reduce risk of fraud
  • Safe and secure

*This product is offered to qualifying business customers. For more information about Remote Deposit, please contact us at (918) 756-8440, or visit any of our locations to request more information.




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