CDs & IRAs

Certificates of deposit and individual retirement accounts are great ways to maximize your earning potential. Expore our options below to get started saving to meet your goals today!

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Certificate of Deposit

Put your money to work earning more for you with a Certificate of Deposit. With competitive rates, it’s an investment plan that suits your needs and your goals.

  • Available in terms from 7 days to 48 months
  • Open with $2500
  • Additions not permitted during term of CD
  • 32 day - 48 Months automatically renews following a 10 days grace period after the maturity date
  • 7 - 31 day automatically renews following a 1 day grace period after the maturity date
  • Interest paid by check or transfer options available

View rates Deposit Rates

Individual Retirement Accounts

Save for retirement even if your employer doesn't offer a retirement plan. There are two main types of IRA - Traditional IRA and Roth IRA

Traditional IRA

  • $100 minimum opening deposit.
  • Deposits may be made in amounts of $50 or more, up to a maximum of $5,500 per year
  • Interest paid compounded quarterly
  • Contributions may be tax deductible
  • No fees or service charges
  • IRA account holders 50 or over may deposit an additional $1000 annually

ROTH IRA

  • $100 minimum opening deposit.
  • Deposits may be made in amounts of $50 or more, up to a maximum of $5,500 per year
  • Contributions may be tax deductible
  • Distributions can be tax free if certain requirements are met
  • No fees or service charges
  • IRA account holders 50 or over may deposit an additional $1000 annually

 

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